Regardless of whether we drive for necessity or entertainment, car insurance is a requirement for protecting ourselves and our investments.  Yet it’s quickly becoming a financial burden for many folks who depend on driving to get from place to place. For seniors in Texas, finding quality, reliable and affordable car insurance is a challenge.  Luckily, there are Texas car insurance discounts available for seniors making it easier and more convenient to get the coverage you need at a price you can afford. Explore the different options available and find out if you qualify for receiving discounted car insurance.

Discount Auto Insurance for People Over Fifty

If you’re over fifty, you can save money on your auto insurance with a policy through Citizens Insurance Agency. Discounts are available simply by being a senior and with great benefits, it’s possible to enjoy reliable insurance with comprehensive coverage you need but can afford. 

Insure multiple Cars

An easy way to get an automatic discount is to insure all your vehicles at the same time. Multiple vehicle insurance can save you money on premiums and add up fast. In addition, consider bundling your home and auto insurance with the same policy. Typically, when you agree to bundle your insurance needs, you save significantly on premiums.


Safety and Anti-Theft Features

Driving a vehicle that has cutting-edge safety and anti-theft devices installed is another way to save money on your auto insurance. Simply by driving a vehicle with anti-lock brakes or an airbag or passive restraint seatbelts, you can save.

Low Mileage

In many cases, there are also discounts available for seniors who keep low mileage. If you are retired or do not drive often, this is a discount that may work well for you. Particularly for personal injury protection (PIP), this discount can save you a significant amount on your monthly premium.

In addition to these discounts, seniors who are retired military or who plan to pay the entire premium amount upfront can also save money on insurance premiums with discounted rates.

While there are some significant discounts available to Texas seniors looking for affordable car insurance, the best way to keep your rates low is to practice safe driving and avoid accidents. The fewer claims you file, the less likely your rates will increase and the better driving record you will have. Drive an automobile with up to date safety and anti-theft devices, consider bundling your car and home insurance or insuring multiple vehicles. If you’re over fifty, find out how Citizens Insurance Agency can get you the Texas car insurance discounts you need to save money.

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