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Cheap Auto Insurance in Texas

An auto insurance policy can protect your family from the financial loss that follows and accident. By insulating you from these expenses, it can preserve your future and ensure that your retirement fund, savings and other assets are untouched. As long as you pay your premiums on time, the insurance company will pay your losses above your deductible up to your limits.

With cheap auto insurance in Texas, you get protection from many insurable incidents, including:
  • Property damage
  • Theft
  • Bodily injury liability
  • Medical coverage
  • Uninsured motorist coverage
  • Property damage liability
Your auto insurance premium is based on many things including the types of protections you decide to include, your deductibles and limits, and your driving history.

Who needs auto insurance?

Auto insurance is required for drivers in almost every state. For Texas auto insurance customers, that means they must have a policy with a minimum of a $30,000 bodily injury limit for each injured person with at least a $60,000 multi-injury limit per accident, and at least a $25,000 limit for property damage per accident.

But the fact that this insurance is a state requirement is not the only reason you should carry it. The financial fallout from an accident, theft, or accident-related injury can be devastating. Without insurance, you could be forced to liquidate your personal assets and empty your savings to pay for the liabilities. An insurance policy protects you and your assets from this burden in exchange for a simple premium payment.

Considerations Before You Buy
  • While high deductibles keep your insurance premiums low, you need to make sure that you can actually afford to pay the deductibles.
  • Low limits also help to reduce your premium, but if the cost of your accident exceeds those limits, you will be responsible for meeting the liability.
  • Insurance companies often offer discounts to policyholders for having anti-theft and safety devices in their vehicles and for taking driving classes.
  • The claims process can vary by insurer, so when you get auto insurance quotes, make sure the companies quoting you handle claims in a manner you are comfortable with.
At Citizens Insurance, we understand that buying auto insurance isn’t always simple. We’re here to help you weigh your choices and make the best decision for you and your family. We’ll work with you to design a policy that offers the protection you want with the premiums you can afford. Call us today at (325) 597-4222 for a Cheap Auto Insurance in Texas quote.  

Contact Us Today for a
Cheap Auto Insurance Quote in Texas

(325) 597-4222

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Frequently asked ?'s
Question: What are the advantages of requesting a quote from Citizens?

Answer:  By requesting a quote from us you can be rest assured that you will recieve some of the best rates available.  We compare over 50 different insurance companies to make sure of it.
Question:  When I request a quote from you, does my information stay with you or do you share it with other agencies that will hound me with phone calls like most internet quoting sites.

Answer:  Your information stays with us just as if you walked into one of our offices.  We are an independent agency that wants to earn your business the old fashion way with better service and better prices.  
Refer a friend to Citizens and if they become a client, we will send you a giftcard to the restaurant of your choice.
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