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Auto Insurance Austin TX

An automobile insurance policy can protect your family from the financial loss that follows and accident. By insulating you from these expenses, it can preserve your future and ensure that your retirement fund, savings and other assets are untouched. As long as you pay your premiums on time, the insurance company will pay your losses above your deductible up to your limits.

With auto insurance in Austin TX, you get protection from many insurable incidents, including:
  • Property damage
  • Theft
  • Bodily injury liability
  • Medical coverage
  • Uninsured motorist coverage
  • Property damage liability
Your auto insurance premium is based on many things including the types of protections you decide to include, your deductibles and limits, and your driving history.

Who needs auto insurance?

Auto insurance is required for drivers in almost every state. For auto insurance Austin TX customers, that means they must have a policy with a minimum of a $30,000 bodily injury limit for each injured person with at least a $60,000 multi-injury limit per accident, and at least a $25,000 limit for property damage per accident.

But the fact that this insurance is a state requirement is not the only reason you should carry it. The financial fallout from an accident, theft, or accident-related injury can be devastating. Without insurance, you could be forced to liquidate your personal assets and empty your savings to pay for the liabilities. An insurance policy protects you and your assets from this burden in exchange for a simple premium payment.

Considerations Before You Buy
  • While high deductibles keep your insurance premiums low, you need to make sure that you can actually afford to pay the deductibles.
  • Low limits also help to reduce your premium, but if the cost of your accident exceeds those limits, you will be responsible for meeting the liability.
  • Insurance companies often offer discounts to policyholders for having anti-theft and safety devices in their vehicles and for taking driving classes.
  • The claims process can vary by insurer, so when you get car insurance quotes, make sure the companies quoting you handle claims in a manner you are comfortable with.
We have been providing service to Austin for 20 years. We represent almost all of the major insurance companies in Texas.  Now we have made it easier than ever to get accurate quotes instantly. All you have to do is fill out one form and it will be compared through multiple companies within seconds. If you do not want to get your insurance quotes yourself, call our office and one of our friendly agents will be there to help you any way they can. There is no hold time or automated systems. Call us today at (325) 597-4222 for Auto Insurance Austin TX quote.  

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