Citizens Insurance Home Page Home Page Customer Service Map & Directions
Alternate Content
Get a Quote

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.



Click To Call

Frequently asked ?'s
Question: What are the advantages of requesting a quote from Citizens?

Answer:  By requesting a quote from us you can be rest assured that you will recieve some of the best rates available.  We compare over 50 different insurance companies to make sure of it.
                       
Question:  When I request a quote from you, does my information stay with you or do you share it with other agencies that will hound me with phone calls like most internet quoting sites.

Answer:  Your information stays with us just as if you walked into one of our offices.  We are an independent agency that wants to earn your business the old fashion way with better service and better prices.  
Promotions
Refer a friend to Citizens and if they become a client, we will send you a giftcard to the restaurant of your choice.
Follow Citizens
Products Offered
  • Texas Car Insurance
  • Texas Home Insurance
  • Texas Business Insurance
  • Texas Motorcycle Insurance
Footer Links
Auto Insurance Quotes and Home Insurance Quotes Powered by AgentInsureAuto Insurance Quotes and Home Insurance Quotes Powered by AgentInsure
  Home Texas Car Insurance Blog Contact Blog RSS Feed Facebook Twitter