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It’s hard to believe your snuggly little one is actually driving. The years go fast, but that doesn’t mean you can’t still protect the ones you love with quality car insurance for teens in Texas. In fact, the right car insurance policy can do more than you think for helping your young adult navigate the roads safely, securely and with the protection they deserve. We represent companies that specialize in teen drivers that will save you money. Here are a few things you both should know that can save you time, energy and probably even a few dollars.

 Your Teen May Qualify For Auto Insurance Discounts

 While you do have to meet the state’s financial responsibility requirement by having your teenager insured, it’s not all bad news. In fact, your teenager may save you a few dollars on premiums if they meet a standard or two. How about that terrific student? By maintaining a B average or higher, your teen driver in Texas is eligible for savings of up to 25 percent just for being a good student. In most cases, the savings continue through college, meaning you can still receive discounted premiums even when your teenager is no longer a teen, but 25. Finally, even if they have eyes for the new, shiny car on the lot, resist the urge, because your rates will be significantly lower with a slightly used model as the value of the car plays a role in pricing.  

 Remember, There’s Far More to Driving than Turning the Key

 Statistically, parents who spend time educating their teen drivers about the basics of driving have children who have fewer accidents and are safer while on the road. Simple tips like how to adjust a rearview mirror or defogging a windshield are easy but incredibly important details to know once on the road. Spend a few minutes talking with your teenager and let them know that it’s okay for them to come to you with questions or concerns. It’s expected that they will have questions, and driver’s education, while informative and useful, simply can’t cover it all.

 Safety Is Never an Old Conversation

 Teenagers have a habit of thinking they will live forever, and risk taking is generally par for the course. But when it comes to driving, safety can never be underestimated and your teenage driver in Texas needs to know just how important the conversation is to actually staying safe. Make sure to highlight safety concerns that are relevant to your teenager, like texting while driving and the number of people that should safely be in the car at one time. These issues may seem obvious to an adult, but to teens, driving is a new experience, and one that will be tested time and time again.

 As a parent to a teen driver in Texas, it’s natural to have some reservations, even fears about your young adult on the open road. Luckily, with dependable Texas Car Insurance, a little knowledge and some tough love, you can make certain that when the car leaves the driveway, it returns home with everyone safe and sound.

 

 

Posted 1:24 PM  View Comments

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