Citizens Insurance Home Page Home Page Customer Service Map & Directions
Alternate Content
Get a Quote




Think you’re paying a lot for car insurance in Texas? How about last year or the year before that? Chances are, your premiums have gone up from a few years ago- even without an accident. So why do car insurance rates continue to rise across the nation and what are some of the factors that affect average car insurance rates in Texas?  

Average Car Insurance Rates Are On the Rise

No one likes to hear that car insurance premiums are increasing, but it seems to be the case. So what causes these spikes? The truth is, it might cone as a surprise, but it’s not the insurance companies looking to make a profit. Here are just a few of the factors that affect average car insurance rates in Texas.

Cost of Repairs Believe it or not, one of the biggest factors in increased car insurance premiums has to do with the increased cost of doing repairs to damaged automobiles. More and more vehicles are requiring service- and body shops are raising prices. Increased costs associated with parts and labor, particularly with popular vehicles like SUV’s and trucks, have also lead to higher rates across the board.

Growing Population Another factor that has negatively influenced the average rates is an increasing population in urban areas of the state. As the population grows, so does the need for cars. More people and more cars mean more accidents- and that almost always raises rates.

Uninsured Drivers Texas has significantly more drivers who choose to drive illegally without the proper coverage than most other states. Unfortunately, this impacts what you ultimately end up paying for coverage.

Finding and Keeping Reasonable Texas Auto Insurance Premiums

The good news is, you can actually find reasonable rates for car insurance in Texas by shopping around. Look for local agents or online resources that you let compare rates from top providers for the most reasonable quotes. Comparing quotes and coverage options from a few different companies is your best chance at finding the right policy at a price you can afford.

Keep in mind, you have more control than you think when it comes to keeping reasonable car insurance rates In Texas. By ensuring a good driving record, avoiding accidents and staying informed of available discounts, you can keep your premiums from increasing.

Getting a Good Deal on Car Insurance

Even with rates increasing, it is possible to get a good deal on Texas car insurance. Use all of the available resources you have to compare rates from top providers and secure a decent deal. While you can’t stop every increase, you do have more control than you probably realize when it comes to keeping your premiums from increasing. Maintain a good driving record, stay informed of relevant discounts and use common sense- it can only pay off in the end.

Posted 10:36 AM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version


Click To Call

Frequently asked ?'s
Question: What are the advantages of requesting a quote from Citizens?

Answer:  By requesting a quote from us you can be rest assured that you will recieve some of the best rates available.  We compare over 50 different insurance companies to make sure of it.
                       
Question:  When I request a quote from you, does my information stay with you or do you share it with other agencies that will hound me with phone calls like most internet quoting sites.

Answer:  Your information stays with us just as if you walked into one of our offices.  We are an independent agency that wants to earn your business the old fashion way with better service and better prices.  
Promotions
Refer a friend to Citizens and if they become a client, we will send you a giftcard to the restaurant of your choice.
Follow Citizens
Products Offered
  • Texas Car Insurance
  • Texas Home Insurance
  • Texas Business Insurance
  • Texas Motorcycle Insurance
Footer Links
Auto Insurance Quotes and Home Insurance Quotes Powered by AgentInsureAuto Insurance Quotes and Home Insurance Quotes Powered by AgentInsure
  Home Texas Car Insurance Blog Contact Blog RSS Feed Facebook Twitter