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For most of us, driving in Texas is a necessity. And while we wish we could work at home or pass the grocery list to the kids, the truth is, we spend a great deal of time in our cars- increasing the risks of having an accident or even having our car stolen. So what do we need to know about driving in Austin that we don’t already know? How about a few statistics on accidents, saving money and why the right Austin Texas auto insurance can help?

Who’s Having All the Accidents?

Sorry fellas, but the fact’s don’t lie- and as it stands, men are more than twice as likely to be involved in a car accident than women. And according to the Texas Department of Transportation, that’s one reportable crash every 83 seconds. But before you start feeling bad, remember, everyone can get in an accident and people do- everyday. Whether you’re involved in a simple parking lot collision or a serious altercation on the highway, it helps to know you’re protected with a quality Austin auto insurance policy.

Keep Your Auto Insurance in Austin Current and Accurate

If you find yourself in the driver’s seat at the scene of an accident, the last thing you need to worry about is your car insurance. Making sure your policy is current and up to date ensures there are no delays in getting the coverage you need to get back on the road again. Besides, if you overlook important dates and let your policy expire, you could be held financially responsible. And with the costs of medical care, car repair and other expenses, even one accident could devastate you financially.

Keeping Your Insurance Costs Low

There’s simply no escaping it, everyone needs to buy car insurance. And whether you’re in Dallas, Houston or Austin, auto insurance is your responsibility. But there are ways to keep your insurance costs low and avoid having to pay too much out of pocket. First, make sure you’re driving safely and obeying all traffic laws. Believe it or not, having a clean driving record is one of the easiest ways to get lower premiums for quality car insurance in Austin.

If you have the means, consider paying for your full policy upfront, it could save you hundreds of dollars. Finally, always make sure to ask your local Austin car insurance agent about deals and discounts that you may be eligible for. From students to seniors, to safety driving courses, there are discounts available, you simply need to know where to look.

With thousands of miles of dedicated driving space, most of us use Texas roads on a regular basis. And as we like to think of ourselves as safe, conscientious drivers, accidents will and do happen. Make it a practice to keep your car insurance policy up to date and learn how to get the most value by taking advantage of eligible discounts and savings. While you can’t prevent every accident, making sure you’re covered with quality insurance will go a long way in keeping you prepared.
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